Mauritius Finance

Feb 7 2018

AARP Level Benefit Term Life Insurance from New York Life, life insurance over 65.#Life #insurance #over #65


AARP Level Benefit Term Life Insurance

Provides up to $100,000 of valuable group term life insurance, exclusively for AARP members from New York Life. There’s no medical exam. Your acceptance is based on your answers to a few health questions and other information we collect.

It’s a simple way to provide your family with resources to help:

  • Make mortgage or loan payments
  • Cover your family’s everyday bills
  • Pay medical or final expenses, credit cards and other debts

Life Insurance

Talk to a

for questions or for

higher coverage options.

8 a.m. to 8 p.m. (ET)

9 a.m. to 5 p.m. (ET)

Common Questions

About This Insurance

  • How much life

insurance should I

have?

  • Are there any

    which payments can

    Learn More About

    Strength of

    New York Life, Program

    Endorsed by AARP

    The AARP Life Insurance Program from New York Life is endorsed by AARP, a non-profit membership organization that helps people 50 and over improve the quality of their lives.

    New York Life Different

    Features and Benefits

    • From $10,000 to $100,000 in life insurance coverage
    • No waiting period
    • No medical exam
    • Acceptance based on your answers to a few health questions and other information you provide or give us permission to obtain
    • Affordable rates that increase over time
    • Simple application; most who apply are accepted
    • Higher coverage options also available. Call 1-800-865-7927

    Who is Eligible

    AARP members ages 50 to 74 and spouses ages 45 to 74 are eligible to apply for this group coverage. An online application may not be available in all states.

    No Medical Exam

    There is no physical examination or medical tests. Acceptance is based on your answers to a few health questions and other information you provide or give us permissin to obtain.

    Ready to Get Started?

    Apply online or request a free information kit to apply by mail (online application may not be available in your state).

    *Premiums above are the rates New York Life currently charges. Your initial premium is based on your age at issue; premiums increase as you enter each new five-year age band and will be based on the current rates at that time. Age bands begin at ages 45-49 and end at ages 75-79. Coverage ends at age 80. Premiums are not guaranteed. However, your rates may change only if they are changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people with the same issue age and gender. If relevant statements of age or facts are not accurate, New York Life will make a fair adjustment of premiums and/or insurance. Residents of Florida: Michael Horan is a licensed Florida agent for service to Florida residents. Residents of MA, MT and WA have different rates than shown above.

    Ready to Get Started?

    Apply online or request a free information kit to apply by mail (online application may not be available in your state).

    No Waiting Period

    You are covered for the full benefit amount from the first day coverage takes effect. Once you are approved, you’ll have greater peace of mind knowing your family is protected.

    Protection to Age 80

    This insurance coverage can never be cancelled without your consent—regardless of your health. As long as you pay premiums when they’re due and your Enrollment Form contains no misrepresentations about your medical history, you’re covered to age 80. 1

    Guaranteed Exchange Privilege

    At any time until insurance ends at age 80, you can exchange Level Benefit Term Life for permanent life insurance without a medical exam. Rates will be based on your age at that time.

    30-Day Guarantee

    You’ll receive a Certificate of Insurance when coverage is approved. If you decide the coverage isn’t for you, for any reason, you can return it within 30 days for a refund.

    An Exclusion

    If death results from suicide in the first two years, benefits will not be paid. 2 (In Washington, specific state rules apply.)

    Benefits Won’t Decrease

    Your benefits will remain the same for the full length of your coverage—even if your health declines.

    Premiums are arranged in five-year age bands, and increase as you enter each new band.

    Accelerated Benefit

    If you’re diagnosed with a terminal illness and given a life expectancy of 12 months or less (24 months in Illinois and Texas), you can access half your benefit amount. 3 (Not available in Massachusetts and Washington.)

    Waiver of Premium for Certain Qualified Nursing Home Confinements

    Premiums will be waived after 180 consecutive days of a nursing home stay ordered by your doctor. 4 Your coverage will continue without interruption, but no premium payment will be required for as long as you’re confined.

    Simple Application

    It doesn’t take a lot of time or paperwork to apply for AARP Level Benefit Term Life. AARP members can apply by mail or online (in most states). There’s absolutely no cost or obligation when you request information.

    We’ll Be There For You And Your Family

    All AARP Life Insurance Program coverage is underwritten by New York Life Insurance Company. We have the highest possible ratings for financial strength currently awarded to any life insurer from the leading independent rating services. ‡

    from Standard Poor’s

    At New York Life, we have a variety of coverage amounts and insurance options to fit your specific needs. For assistance finding the right protection, give us a call and we’ll be happy to assist you.

    Mon – Fri: 8 a.m. to 8 p.m. (ET)

    Sat: 9 a.m. to 5 p.m. (ET)

    Your privacy is important to New York Life Insurance Company. We maintain physical, electronic and procedural safeguards that meet state and federal laws. Information we collect, such as name and address, about individuals who request product information will be shared:

    • With AARP and its subsidiaries to analyze members’ needs and interests. AARP may use non-member information to seek memberships. AARP may share non-health information with other AARP service providers to inform you of member benefits and services that may be of interest.

    For residents of certain states, we will not share your information unless you permit us to do so. We will follow your state’s privacy law if it differs from the policy described in this notice. To request a copy of our complete privacy notice or to request that your information not be shared, call 1-866-687-5160 .

    You have the right to access certain information we maintain in our files about you. You may request that we correct, amend or delete it. To receive a full description of these rights, write to us at the address on the Enrollment Form.


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